Recurring Deposit | Vindhya Gramin Sangam Vikas Nidhi Limited

Monthly Savings Scheme

Recurring Deposit — Save Monthly, Earn Guaranteed Returns up to 11.5%

Deposit a fixed amount every month and build your savings steadily. Ideal for salaried individuals and small business owners looking for disciplined wealth growth.

Start Saving Today

Monthly Deposits

Save a fixed amount every month with easy branch or doorstep collection

Start from ₹500

Begin your savings journey with as little as ₹500 per month

Up to 11.5% Returns

Earn competitive interest rates with quarterly compounding benefits

Maturity Values

Monthly Deposit Scheme — Plan Chart

Deposit monthly and watch your savings grow with guaranteed competitive returns

Monthly Deposit Scheme

— Maturity Amount Table (in ₹)

Monthly Amount (₹)	1 Year @ 8%	2 Year @ 9%	3 Year @ 10%	4 Year @ 10.5%	5 Year @ 11.5%
500	6,266	13,192	21,065	29,927	40,678
1,000	12,532	26,384	42,130	59,854	81,357
2,000	25,065	52,769	84,260	1,19,708	1,62,714
3,000	37,598	79,154	1,26,390	1,79,563	2,44,071
5,000	62,664	1,31,924	2,10,650	2,99,272	4,06,785
10,000	1,25,329	2,63,848	4,21,300	5,98,544	8,13,571
20,000	2,50,658	5,27,697	8,42,600	11,97,089	16,27,143

* Maturity values are approximate. Contact branch for exact calculations | Call: +91-9219941637

Sukanya Scheme

Sukanya Monthly Deposit — Plan Chart

Special savings scheme for girl child with long-term wealth building

Sukanya Monthly Deposit

— Maturity Amount Table (in ₹)

Amount (₹/day)	Principal Amount	5 Year @ 10%	11 Year @ 11.5%	17 Year @ 12.25%
50	90,000	1,17,123	1,72,938	3,60,146
100	1,80,000	2,34,244	6,64,616	7,20,292
200	3,60,000	4,68,494	13,29,232	14,40,584
300	5,40,000	7,02,741	19,93,848	21,60,876
500	9,00,000	11,71,235	33,23,080	36,01,460
1000	18,00,000	23,42,471	66,46,761	72,02,921

* Maturity values are approximate. Contact branch for exact calculations | Call: +91-9219941637

Benefits

Advantages of Recurring Deposit

Disciplined monthly savings habit

Guaranteed returns with no market risk

Loan facility up to 90% after 6 months

Start with just ₹500 per month

Flexible tenure from 1 to 5 years

Instant receipt on every deposit

Terms & Conditions

Important details

Minimum Deposit	Rs. 500/- per month
Loan Facility	Up to 90% after 6 months
Withdrawal	After 6 months minimum
Premature Withdrawal	2% lower interest rate
Late Payment Charge	2% per month on delayed amount

How It Works

Simple steps to start monthly savings

Visit Branch

Visit our nearest branch with required identity documents

Choose Amount

Select your monthly deposit amount and preferred tenure

Complete KYC

Submit necessary documents and complete KYC verification

Start Saving

Receive your passbook and start depositing every month

Get Started

Ready to open a Recurring Deposit account?

Start your monthly savings journey today and build wealth with guaranteed high returns.

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