Fixed Deposit | Vindhya Gramin Sangam Vikas Nidhi Limited

VGSV Deposit Scheme

Fixed Deposit - Guaranteed Returns up to 13% Per Annum

Invest a lump sum amount and earn competitive interest with quarterly compounding. Safe, secure, and profitable investment for your financial future.

Open FD Account

Earn up to 13% annual interest with quarterly compounding

Principal fully protected with guaranteed returns on maturity

Choose from 3 years to 12 years as per your financial goals

Maturity Values

Invest once and watch your money grow with guaranteed competitive returns

— Maturity Amount Table (in ₹)

Amount (₹)	3 Year @ 7%	5 Year @ 9%	6 Year @ 11%	8 Year @ 12%	10 Year @ 13%	12 Year @ 12.25%
10,000	12,250	15,386	18,704	24,759	33,945	40,016
20,000	24,500	30,772	37,408	49,519	67,891	80,032
30,000	36,751	46,158	56,112	74,278	1,01,837	1,20,048
40,000	49,001	61,544	74,816	99,038	1,35,782	1,60,064
50,000	61,252	76,931	93,520	1,23,798	1,69,728	2,00,081
1,00,000	1,22,504	1,53,862	1,87,041	2,47,596	3,39,456	4,00,162

* Maturity values are approximate. Contact branch for exact calculations | Call: +91-9219941637

Benefits

Guaranteed returns with no market risk

Quarterly compounding for maximum growth

Loan facility up to 90% of FD value

Auto renewal facility available

Minimum investment of just ₹10,000

Premature withdrawal with 2% penalty

Terms & Conditions

Minimum Deposit	Rs. 10,000/-
Maximum Deposit	No upper limit
Loan Facility	Up to 90% with 3% additional interest
Premature Withdrawal	2% lower interest rate
Compounding	Quarterly on all deposits

How It Works

Visit our nearest branch with required documents and initial deposit amount

Select your preferred tenure and investment amount based on financial goals

Submit necessary documents and complete the KYC verification process

Receive your FD certificate and start earning guaranteed returns immediately

Get Started

Open a Fixed Deposit account today and secure your financial future with guaranteed high returns.

Apply Now